Powered by a national network of brokers and seasoned actuaries specializing in self-funded plans, we deliver the technical and strategic insights employers need—expertise typically reserved for the largest organizations.
Renewals and Feasibility Analyses
We provide a comprehensive Self-Funded Renewal Package, including customized plan design and feasibility studies. Our actuarial insights also help employers evaluate plan design options that align with their budgetary requirements.
Self-funded Reserves and Stop-Loss Calculations
Our actuaries support informed risk management with tailored stop-loss strategy development, IBNR (Incurred But Not Reported) reserve calculations, and ongoing risk profiling to protect employers from volatility in claim costs.
Compliance
We ensure compliance through services such as nondiscrimination testing, mental health parity evaluations, Medicare Part D creditable coverage attestations, and CMS submissions on behalf of plan sponsors.
Vendor and Claims Oversight
Graeme Group conducts detailed audits of Pharmacy Benefit Managers (PBMs), evaluates TPA network discounts, and performs ad-hoc claims analysis to uncover cost inefficiencies and improve contract value.
Benefits Analytics
We offer benefits optimization analysis and cost comparison modeling to help employers understand how their current offerings stack up, informing better plan decisions and targeted improvements.
Strategic Advisory
We provide self-funded employers with institutional-grade advisory services, translating complex data into actionable business insights.
"Excellent service and stronger candidates than we’d get from a traditional staffing company, and at lower rates. I’ve brought over a dozen Graeme Group actuaries onto my teams' projects and have only heard positive things about them from my directors and managers. My go-to staffing resource."
FSA, Partner at leading accounting and professional services firm